(A basis point is equivalent to 0.01%.) Thirty-year fixed mortgages are the most frequently used loan term. The average interest rate for a standard 30-year fixed mortgage is 4.25%, which is an increase of 6 basis points from one week ago. ![]() Before you purchase a home, remember to consider your personal needs and financial situation, and compare offers from various lenders to find the right one for you. Although mortgage rates fluctuate and have been higher in the last several months, it might be a good time for prospective homebuyers to secure a fixed rate. ![]() Though average 15-year fixed mortgage rates dwindled a bit, there was a rise in average 30-year fixed mortgage rates and 5/1 adjustable-rate mortgages. ![]() A couple of closely followed mortgage rates went up today.
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